Advice fromSnopes.Comsnopes.Com/>

   1) Any time you see an E-Mail that says forward this on to ‘10’ 

 of your friends, or sign this petition, or you’ll get bad luck, 

 good luck, or whatever,  it almost always has an E-Mail tracker 

 program attached that tracks the cookies and E-Mails of those folks  you forward to.

 The host sender is getting a copy each time it gets forwarded and  then is able to get lists of ‘active’ E-Mails to use in SPAM E- Mails, or sell to other spammers.

   2) Almost all E-Mails that ask you to add your name and forward  on to others are similar to that mass letter years ago that asked  people to send business cards to the little kid in Florida who wanted to break the Guinness Book of Records for the most cards.

 All it was, and all any of this type of E-Mail is, is a way to get names and ‘cookie ‘ tracking information for telemarketers and spammers - - to validate active E-Mail accounts for their own profitable purposes. You can do your friends and family members a GREAT favor   (PLEASE) by sending this information to them; you will be providing   a service to your friends, and will be rewarded by not getting  thousands of spam E-Mails in the future!

  NOTE: When you forward or e-mail to a group, type the names on the line that says Bcc:That way no matter how many people you send them to, the person who  receives the e-mail will only see his/her name and no others.This will prevent others from knowing your e-mail address.

 If you have been sending out (FORWARDING) the above kinds of E- Mail, now you know why you get so much SPAM!

 Do yourself a favor and STOP adding your name(S) to those types of listings regardless how inviting they might sound! You may think  you are supporting a GREAT cause, but you are NOT in the long run. 

 Instead, you will be getting tons of junk mail later! Plus, we are  helping the spammers get rich! Let’s don’t make it easy for them!

 Also: E-Mail petitions are NOT acceptable to Congress or any other organization.   To be acceptable, petitions must have a  signed signature and full address of the person signing the petition.

 Read the full story here:  Http://WWW.snopes.Com/inboxer/petition/Internet.asp

 New Credit Card Scam

 Snopes.com verifies this is true..  See this site -   http://www.snopes.com/crime/warnings/creditcard.asp

 This one is pretty slick since they provide YOU with all the information, except the one piece they want.

 Note, the callers do not ask for your card number; they already  have it. This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you’ ll be  better prepared to protect yourself.

 One of our employees was called on Wednesday from ‘VISA’, and I was   called on Thursday from ‘Master Card’. The scam works like this: 

 Caller: ‘This is (name), and I’m calling from the Security and 

 Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I’m calling to   verify. This would be on your VISA card which was issued by (name  of bank). Did you purchase an Anti-Telemarketing Device for $497.99   from a Marketing company based in    ?’

 When you say ‘No’, the caller continues with, ‘Then we will be issuing a credit to your account. This  is a company we have been  watching and the charges range from $297 to $497, just under the   $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is  that correct?’

 You say ‘yes’. The caller continues - ‘I will be starting a Fraud  investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for  Security.’

 You will need to refer to this Control Number. The caller then  gives you a 6 digit number. ‘Do you need me to read it again?’

 Here’s the IMPORTANT part on how the scam works.  The caller then says, ‘I need to verify you are in possession of your card’. He’ll ask you to ‘turn your card over and look for some numbers’. There are 7 numbers; the first 4 are part  of your card number, the next  3 are the security Numbers that verify you are the possessor of the  card. These are the numbers you sometimes use to make Internet   purchases to prove you have the card. The caller will ask you to  read the 3 numbers to him. After you tell the caller the 3 numbers,  he’ll say, ‘That is correct, I just needed to verify that the card  has not been lost or stolen, and that you still have your card. Do you have any other questions?’ After you say No, the caller then thanks you and states, ‘Don’t hesitate to call back if you do, and  hangs up.

You actually say very little, and they never ask for or tell you the Card number.. But after we were called on Wednesday, we called  back within 20 minutes to ask a question. Are we glad we did! The   REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card.

 Long story - short - we made a real fraud report and closed the  VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card  Don’t give   it to them. Instead, tell them you’ll call VISA or Master card  directly for verification of their conversation. The real VISA told  us that they will never ask for anything on the card as they  already know the information since they issued the c ard! If you  give the scammers your 3 Digit PIN Number, you think you’re  receiving a credit. However, by the time you get your statement  you’ll see charges for purchases you didn’t make, and by then it’s almost too late and/or more difficult to actually file a fraud   report.